{"id":421785,"date":"2023-07-27T14:52:47","date_gmt":"2023-07-27T18:52:47","guid":{"rendered":"https:\/\/www.paymentsjournal.com\/?p=421785"},"modified":"2023-07-27T14:52:51","modified_gmt":"2023-07-27T18:52:51","slug":"cash-still-reigns-in-france","status":"publish","type":"post","link":"https:\/\/www.paymentsjournal.com\/cash-still-reigns-in-france\/","title":{"rendered":"Cash Still Reigns in France\u00a0"},"content":{"rendered":"\n<p>France continues to embrace cash as tender. According to a <a href=\"https:\/\/www.electronicpaymentsinternational.com\/features\/card-usage-in-france-growth-but-cash-still-accounts-for-36-of-transactions\/\" target=\"_blank\" rel=\"noreferrer noopener\">recent article<\/a>, a survey conducted in France revealed that cash made up 36.6% of total transaction volume in 2022-\u2014despite ongoing efforts to boost banking penetration, enhance the payment card acceptance infrastructure, and place a cap on cash transactions.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Last year, payment card usage in France averaged&nbsp;199 transactions per card, according to the survey. That\u2019s higher than other leading payment markets, including&nbsp;the U.S., Canada, Italy, and Spain.&nbsp;&nbsp;<\/p>\n\n\n\n<p>The country\u2019s efforts to promote the use of credit cards has helped, and this includes the availability of a multi-functional card, which contains both debit and credit card features\u2014one of the most popular combinations. That, coupled with the country\u2019s advancements into the digital payments space, has spurred credit card usage. Indeed, card usage in the region accounted for 37.4% of total transaction value in 2022.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-consumers-still-rely-on-cash-nbsp\">Consumers Still Rely on Cash&nbsp;<\/h2>\n\n\n\n<p>Payment innovations are prompting many countries to go cashless, however, we haven\u2019t reached that point yet. Sweden, one of the world\u2019s strongest supporters of a cashless society, <a href=\"https:\/\/www.paymentsjournal.com\/accessibility-to-cash-is-still-king\/\" target=\"_blank\" rel=\"noreferrer noopener\">had to backpedal<\/a> its efforts in order to ensure its citizens still had access to cash when they needed it. <a href=\"https:\/\/www.paymentsjournal.com\/australians-are-against-a-cashless-society-but-whats-at-stake\/\" target=\"_blank\" rel=\"noreferrer noopener\">Australians<\/a> also recently led protests against the perceived intrusion of digital payments dominating society.&nbsp;&nbsp;<\/p>\n\n\n\n<p>In the U.S., <a href=\"https:\/\/www.paymentsjournal.com\/detroit-approves-ban-on-cashless-businesses\/\" target=\"_blank\" rel=\"noreferrer noopener\">Detroit\u2019s City Council<\/a> voted to prevent businesses from not accepting cash for payments, and other major cities have followed suit, including New York and Philadelphia.&nbsp;&nbsp;<\/p>\n\n\n\n<p>The case made for the aforementioned events reveals that there are still large portions of populations worldwide that remain unbanked. Financial inclusivity must still remain top-of-mind for governments and financial institutions alike.&nbsp;&nbsp;<\/p>\n\n\n\n<p>\u201cIn many cash economies, there is a persistent issue between governments who want to ensure sellers are on the tax rolls and merchants who often enjoy unreported cash,\u201d said <a href=\"https:\/\/javelinstrategy.com\/our-team\/brian-riley\" target=\"_blank\" rel=\"noreferrer noopener\">Brian Riley<\/a>, Director of Credit and Co-Head of Payments at Javelin Strategy &amp; Research. \u201cJavelin has seen this issue in several markets beyond France, such as China, India, and Mexico.\u201d&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p>\u201cCentral banks tend to endorse the use of cards to provide a fuller picture of inclusion, and IRS equivalents in many jurisdictions insist on that the document accompanying payment cards be the solution,\u201d he said. \u201cYou can expect friction to continue, but moving away from cash makes sense in the long term, not only for security, but for transparency.\u201d&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>France continues to embrace cash as tender. According to a recent article, a survey conducted in France revealed that cash made up 36.6% of total transaction volume in 2022-\u2014despite ongoing efforts to boost banking penetration, enhance the payment card acceptance infrastructure, and place a cap on cash transactions.&nbsp;&nbsp; Last year, payment card usage in France [&hellip;]<\/p>\n","protected":false},"author":8371,"featured_media":270684,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"subtitle":"","format":"standard","video":"","gallery":"","source_name":"","source_url":"","via_name":"","via_url":"","override_template":"0","override":[{"template":"1","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"1","show_view_counter":"1","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"0","post_reading_time_wpm":"300","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"1","show_author_box":"0","show_post_related":"0","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"1290","hide":""},"jnews_social_meta":{"fb_title":"","fb_description":"","fb_image":"","twitter_title":"","twitter_description":"","twitter_image":""},"jnews_override_counter":{"override_view_counter":"0","view_counter_number":"0","override_share_counter":"0","share_counter_number":"0","override_like_counter":"0","like_counter_number":"0","override_dislike_counter":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[137,1290,1284],"tags":[352,132,64201,221,413,207,264,723,770,229],"class_list":["post-421785","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-analysts-coverage","category-cash","category-debit","tag-australia","tag-cash","tag-cashless-society","tag-credit-cards","tag-debit-cards","tag-digital-payments","tag-financial-inclusion","tag-france","tag-sweden","tag-unbanked"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Cash Still Reigns in France\u00a0<\/title>\n<meta name=\"description\" content=\"France continues to embrace cash as tender. A survey conducted in France revealed that cash made up 36.6% of total transaction volume in 2022\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.paymentsjournal.com\/cash-still-reigns-in-france\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cash Still Reigns in France\u00a0\" \/>\n<meta property=\"og:description\" content=\"France continues to embrace cash as tender. A survey conducted in France revealed that cash made up 36.6% of total transaction volume in 2022\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.paymentsjournal.com\/cash-still-reigns-in-france\/\" \/>\n<meta property=\"og:site_name\" content=\"PaymentsJournal\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/paymentsjournal\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-07-27T18:52:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-27T18:52:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.paymentsjournal.com\/wp-content\/uploads\/2021\/06\/jason-leung-SAYzxuS1O3M-unsplash-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1706\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Connie Diaz De Teran\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@paymentsjournal\" \/>\n<meta name=\"twitter:site\" content=\"@paymentsjournal\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Connie Diaz De Teran\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/cash-still-reigns-in-france\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/cash-still-reigns-in-france\\\/\"},\"author\":{\"name\":\"Connie Diaz De Teran\",\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/#\\\/schema\\\/person\\\/8f047cb87583b83507c35d7e43d6f8e8\"},\"headline\":\"Cash Still Reigns in France\u00a0\",\"datePublished\":\"2023-07-27T18:52:47+00:00\",\"dateModified\":\"2023-07-27T18:52:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/cash-still-reigns-in-france\\\/\"},\"wordCount\":417,\"publisher\":{\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/cash-still-reigns-in-france\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.paymentsjournal.com\\\/wp-content\\\/uploads\\\/2021\\\/06\\\/jason-leung-SAYzxuS1O3M-unsplash-scaled.jpg\",\"keywords\":[\"Australia\",\"Cash\",\"Cashless Society\",\"Credit Cards\",\"Debit Cards\",\"Digital Payments\",\"Financial Inclusion\",\"France\",\"Sweden\",\"Unbanked\"],\"articleSection\":[\"Analysts Coverage\",\"Cash\",\"Debit\"],\"inLanguage\":\"en-US\",\"copyrightYear\":\"2023\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/cash-still-reigns-in-france\\\/\",\"url\":\"https:\\\/\\\/www.paymentsjournal.com\\\/cash-still-reigns-in-france\\\/\",\"name\":\"Cash Still Reigns in France\u00a0\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/cash-still-reigns-in-france\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/cash-still-reigns-in-france\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.paymentsjournal.com\\\/wp-content\\\/uploads\\\/2021\\\/06\\\/jason-leung-SAYzxuS1O3M-unsplash-scaled.jpg\",\"datePublished\":\"2023-07-27T18:52:47+00:00\",\"dateModified\":\"2023-07-27T18:52:51+00:00\",\"description\":\"France continues to embrace cash as tender. 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