{"id":516779,"date":"2025-11-21T12:35:24","date_gmt":"2025-11-21T17:35:24","guid":{"rendered":"https:\/\/www.paymentsjournal.com\/?p=516779"},"modified":"2025-11-21T12:35:28","modified_gmt":"2025-11-21T17:35:28","slug":"carrier-logistics-launch-is-a-case-study-for-next-gen-b2b-payments","status":"publish","type":"post","link":"https:\/\/www.paymentsjournal.com\/carrier-logistics-launch-is-a-case-study-for-next-gen-b2b-payments\/","title":{"rendered":"Carrier Logistics Launch Is a Case Study for Next-Gen B2B Payments"},"content":{"rendered":"\n<p>Although consumer payments have become increasingly digitized, many business-to-business transactions still rely on manual processes that add unnecessary friction. This dynamic is beginning to shift.<\/p>\n\n\n\n<p>Freight management software firm Carrier Logistics has introduced FACTSPay, an <a href=\"https:\/\/finance.yahoo.com\/news\/carrier-logistics-launches-factspay-enable-120400976.html\" target=\"_blank\" rel=\"noreferrer noopener\">online payment tool<\/a> designed to streamline invoice settlement for shippers. Currently, paying freight invoices\u2014whether by credit card or ACH\u2014often requires contacting customer service. Moving these interactions into a digital, self-service environment could bring substantial benefits to the industry, reflecting similar trends seen in other sectors.<\/p>\n\n\n\n<p>\u201cIndependent software vendors (ISVs) in the B2C space have been the hottest market for integrated payments and embedded financial services,\u201d said <a href=\"https:\/\/javelinstrategy.com\/our-team\/don-apgar-0\">Don Apgar<\/a>, Director of Merchant Payments at Javelin Strategy &amp; Research. \u201cToast is a good example, where restaurants benefit from seamless payment processing and other business financial needs like payroll and working capital.\u201d<\/p>\n\n\n\n<p>\u201cCombine that with the B2B supplier space which still represents the largest greenfield expansion opportunity for card acceptance, and this announcement from Carrier is significant,\u201d he said.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-primary-blocker\">The Primary Blocker<\/h2>\n\n\n\n<p>Along with ease of use, this model also presents opportunities for cost reduction. By enabling self-service payments, motor carriers can reduce administrative work associated with collecting from shippers, while shippers face fewer barriers when paying their invoices.<\/p>\n\n\n\n<p>\u201cThe primary blocker to card payments in B2B is the 3% average cost that businesses will pay to accept corporate and purchasing card types,\u201d Apgar said. \u201cIn this application for the less-than-truckload (LTL) logistics vertical, the cost of accepting payments over the phone and fielding inquiries about invoices and payments is significant.\u201d<\/p>\n\n\n\n<p>\u201cEmbedding payment processing into the software that enables users to look up invoice data and make payments on their own represents a huge potential cost savings for the carriers,\u201d he said.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-underpinning-the-next-wave\">Underpinning the Next Wave<\/h2>\n\n\n\n<p>For many software-as-a-service companies, embedded payment capabilities represent <a href=\"https:\/\/www.paymentsjournal.com\/why-embedded-finance-is-rewriting-the-b2b-sales-playbook\/\">just the beginning<\/a>. For example, Toast evolved from a restaurant point-of-sale solution into a full-scale financial services provider.<\/p>\n\n\n\n<p>As flexibility and cost savings become increasingly important in B2B commerce, platforms that integrate payments directly into operational workflows are set to <a href=\"https:\/\/www.paymentsjournal.com\/empowering-merchants-with-embedded-lending-how-isvs-can-optimize-revenue-this-holiday-season\/\">play a much larger role<\/a> in the future of the payments landscape.<\/p>\n\n\n\n<p>\u201cThis will be one to watch, because if successful it will be the case study that underpins the next wave of growth for electronic payments in B2B applications,\u201d Apgar said.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Although consumer payments have become increasingly digitized, many business-to-business transactions still rely on manual processes that add unnecessary friction. This dynamic is beginning to shift. Freight management software firm Carrier Logistics has introduced FACTSPay, an online payment tool designed to streamline invoice settlement for shippers. Currently, paying freight invoices\u2014whether by credit card or ACH\u2014often requires [&hellip;]<\/p>\n","protected":false},"author":8464,"featured_media":516780,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard","override":[{"template":"1","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"1","show_view_counter":"1","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"0","post_reading_time_wpm":"300","post_calculate_word_method":"str_word_count","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"1","show_author_box":"0","show_post_related":"0","show_inline_post_related":"0"}],"image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post_position":"meta","trending_post_label":"Trending","sponsored_post_label":"Sponsored by","disable_ad":"0"},"jnews_primary_category":{"id":"1269"},"jnews_social_meta":[],"jnews_override_counter":{"view_counter_number":"0","share_counter_number":"0","like_counter_number":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[1269,64514,1261],"tags":[156,1228,62260,62883,65830,65829],"class_list":["post-516779","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-b2b","category-commercial-payments","category-merchant","tag-b2b","tag-b2b-payments","tag-embedded-finance","tag-embedded-payments","tag-freight-management","tag-shipping"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Carrier Logistics Launch Is a Case Study for B2B Payments<\/title>\n<meta name=\"description\" content=\"Consumer payments have become increasingly digitized, many business-to-business transactions still rely on manual 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