{"id":525498,"date":"2026-03-13T14:00:00","date_gmt":"2026-03-13T18:00:00","guid":{"rendered":"https:\/\/www.paymentsjournal.com\/?p=525498"},"modified":"2026-03-23T09:47:07","modified_gmt":"2026-03-23T13:47:07","slug":"american-airlines-introduces-gift-cards-for-aadvantage-members","status":"publish","type":"post","link":"https:\/\/www.paymentsjournal.com\/american-airlines-introduces-gift-cards-for-aadvantage-members\/","title":{"rendered":"American Airlines Introduces Gift Cards for AAdvantage Members"},"content":{"rendered":"\n<p>American Airlines is betting that miles are more than just a ticket to the skies. The airline has launched prepaid cards for AAdvantage members, letting them redeem points at popular retailers and restaurants\u2014a strategy aimed at boosting engagement and reaching travelers who rarely cash in on flights.<\/p>\n\n\n\n<p>The new offering joins similar programs from competitors Delta and United Airlines. Members can redeem miles for gift cards from retailers like Sephora, Target, and Best Buy, as well as fast-food chains like Chipotle, Starbucks, and Panda Express.<\/p>\n\n\n\n<p>The <a href=\"https:\/\/news.aa.com\/news\/news-details\/2026\/American-Airlines-makes-AAdvantage-miles-more-flexible-with-ability-to-redeem-miles-for-gift-cards-AADV-02\/default.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">gift card program<\/a> offers a streamlined way to partner with a wide variety of retailers without requiring them to accept points directly at checkout, as hotels in the AAdvantage network do. American Airlines manages the program through a backend card mall and chooses which brands to feature, while participating retailers don\u2019t need to make any technical changes to take part.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-new-options-for-redemption\">New Options for Redemption<\/h2>\n\n\n\n<p>By converting miles into cash equivalents, American Airlines may encourage more frequent redemptions, rather than having members hoard points for free flights.<\/p>\n\n\n\n<p>That said, gift cards may not be the most efficient use of rewards. According to an analysis from the <a href=\"https:\/\/upgradedpoints.com\/news\/redeem-aa-miles-for-gift-cards\/\" target=\"_blank\" rel=\"noreferrer noopener\">Upgraded Points website<\/a>, gift card redemptions return around 0.7 cents per AAdvantage mile, while miles are generally valued at 1.4 cents each\u2014effectively cutting their value in half.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-reinforcing-loyalty\">Reinforcing Loyalty<\/h2>\n\n\n\n<p>Still, as a marketing tool, the prepaid cards make sense. Expanding the ways members can use miles broadens the program\u2019s appeal, especially to travelers who might not full utilize traditional rewards.<\/p>\n\n\n\n<p>\u201cRewards and incentive options beyond your core brand are becoming much more common as a way to both encourage redemption and continued loyalty to the issuer, in this case the airlines,\u201d said <a href=\"https:\/\/javelinstrategy.com\/our-team\/jordan-hirschfield\" target=\"_blank\" rel=\"noreferrer noopener\">Jordan Hirschfield<\/a>, Director of Prepaid at Javelin Strategy &amp; Research. \u201cFor airlines, their core loyal base wants to extend their enjoyment of their travel experience to other necessities. This could be anything from getting beach supplies for that vacation or using a gift card to upgrade their hotel room. In the end, the redeemer leaves with a more positive opinion of the airline for extending their redemption opportunities.\u201d<\/p>\n\n\n\n<p>American Airlines has taken other steps to makes its miles more flexible. The AAdvantage Exchange Marketplace, launched last year, allows members to redeem miles for premium retail items, and the airline has also added options like redeeming miles for in-flight Wi-Fi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>American Airlines is betting that miles are more than just a ticket to the skies. The airline has launched prepaid cards for AAdvantage members, letting them redeem points at popular retailers and restaurants\u2014a strategy aimed at boosting engagement and reaching travelers who rarely cash in on flights. The new offering joins similar programs from competitors [&hellip;]<\/p>\n","protected":false},"author":8441,"featured_media":87355,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard","override":[{"template":"1","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"1","show_view_counter":"1","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"0","post_reading_time_wpm":"300","post_calculate_word_method":"str_word_count","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"1","show_author_box":"0","show_post_related":"0","show_inline_post_related":"0"}],"image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post_position":"meta","trending_post_label":"Trending","sponsored_post_label":"Sponsored by","disable_ad":"0"},"jnews_primary_category":{"id":"246"},"jnews_social_meta":[],"jnews_override_counter":{"view_counter_number":"0","share_counter_number":"0","like_counter_number":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[137,246],"tags":[65926,958,62048,65927,119,61850],"class_list":["post-525498","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-analysts-coverage","category-prepaid","tag-aadvantage","tag-american-airlines","tag-delta-airlines","tag-frequent-flier","tag-prepaid","tag-united-airlines"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>American Airlines Introduces Gift Cards for AAdvantage Users - PaymentsJournal<\/title>\n<meta name=\"description\" content=\"Explore how American Airlines is reshaping miles with new gift cards, allowing members to redeem points at popular stores.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.paymentsjournal.com\/american-airlines-introduces-gift-cards-for-aadvantage-members\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"American Airlines Introduces Gift Cards for AAdvantage Members\" \/>\n<meta property=\"og:description\" content=\"Explore how American Airlines is reshaping miles with new gift cards, allowing members to redeem points at popular stores.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.paymentsjournal.com\/american-airlines-introduces-gift-cards-for-aadvantage-members\/\" \/>\n<meta property=\"og:site_name\" content=\"PaymentsJournal\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/paymentsjournal\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-13T18:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-23T13:47:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.paymentsjournal.com\/wp-content\/uploads\/2020\/05\/132-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1494\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tom Nawrocki\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@paymentsjournal\" \/>\n<meta name=\"twitter:site\" content=\"@paymentsjournal\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tom Nawrocki\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/american-airlines-introduces-gift-cards-for-aadvantage-members\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/american-airlines-introduces-gift-cards-for-aadvantage-members\\\/\"},\"author\":{\"name\":\"Tom Nawrocki\",\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/#\\\/schema\\\/person\\\/1c5a9b5ae3fe844a1abcff9194dc5a71\"},\"headline\":\"American Airlines Introduces Gift Cards for AAdvantage Members\",\"datePublished\":\"2026-03-13T18:00:00+00:00\",\"dateModified\":\"2026-03-23T13:47:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/american-airlines-introduces-gift-cards-for-aadvantage-members\\\/\"},\"wordCount\":402,\"publisher\":{\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/american-airlines-introduces-gift-cards-for-aadvantage-members\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.paymentsjournal.com\\\/wp-content\\\/uploads\\\/2020\\\/05\\\/132-scaled.jpg\",\"keywords\":[\"AAdvantage\",\"American Airlines\",\"Delta Airlines\",\"Frequent Flier\",\"Prepaid\",\"United Airlines\"],\"articleSection\":[\"Analysts Coverage\",\"Prepaid\"],\"inLanguage\":\"en-US\",\"copyrightYear\":\"2026\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/american-airlines-introduces-gift-cards-for-aadvantage-members\\\/\",\"url\":\"https:\\\/\\\/www.paymentsjournal.com\\\/american-airlines-introduces-gift-cards-for-aadvantage-members\\\/\",\"name\":\"American Airlines Introduces Gift Cards for AAdvantage Users - PaymentsJournal\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/american-airlines-introduces-gift-cards-for-aadvantage-members\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/american-airlines-introduces-gift-cards-for-aadvantage-members\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.paymentsjournal.com\\\/wp-content\\\/uploads\\\/2020\\\/05\\\/132-scaled.jpg\",\"datePublished\":\"2026-03-13T18:00:00+00:00\",\"dateModified\":\"2026-03-23T13:47:07+00:00\",\"description\":\"Explore how American Airlines is reshaping miles with new gift cards, allowing members to redeem points at popular stores.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/american-airlines-introduces-gift-cards-for-aadvantage-members\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.paymentsjournal.com\\\/american-airlines-introduces-gift-cards-for-aadvantage-members\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/american-airlines-introduces-gift-cards-for-aadvantage-members\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.paymentsjournal.com\\\/wp-content\\\/uploads\\\/2020\\\/05\\\/132-scaled.jpg\",\"contentUrl\":\"https:\\\/\\\/www.paymentsjournal.com\\\/wp-content\\\/uploads\\\/2020\\\/05\\\/132-scaled.jpg\",\"width\":2560,\"height\":1494,\"caption\":\"Airline Co-Branded Rewards: Delta is Ready When Amex Is\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/american-airlines-introduces-gift-cards-for-aadvantage-members\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.paymentsjournal.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"American Airlines Introduces Gift Cards for AAdvantage Members\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/#website\",\"url\":\"https:\\\/\\\/www.paymentsjournal.com\\\/\",\"name\":\"PaymentsJournal\",\"description\":\"Payments Content, Expert Insights and Timely News\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.paymentsjournal.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/#organization\",\"name\":\"PaymentsJournal\",\"url\":\"https:\\\/\\\/www.paymentsjournal.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.paymentsjournal.com\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/cropped-paymentsjournal-icon.jpg\",\"contentUrl\":\"https:\\\/\\\/www.paymentsjournal.com\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/cropped-paymentsjournal-icon.jpg\",\"width\":512,\"height\":512,\"caption\":\"PaymentsJournal\"},\"image\":{\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/paymentsjournal\\\/\",\"https:\\\/\\\/x.com\\\/paymentsjournal\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/paymentsjournal\\\/\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UC8yheGWcDLrJkPlxW-_JvRw?view_as\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/#\\\/schema\\\/person\\\/1c5a9b5ae3fe844a1abcff9194dc5a71\",\"name\":\"Tom Nawrocki\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.paymentsjournal.com\\\/wp-content\\\/uploads\\\/2023\\\/11\\\/Thomas-Nawrocki-Headshot-150x150.jpg\",\"url\":\"https:\\\/\\\/www.paymentsjournal.com\\\/wp-content\\\/uploads\\\/2023\\\/11\\\/Thomas-Nawrocki-Headshot-150x150.jpg\",\"contentUrl\":\"https:\\\/\\\/www.paymentsjournal.com\\\/wp-content\\\/uploads\\\/2023\\\/11\\\/Thomas-Nawrocki-Headshot-150x150.jpg\",\"caption\":\"Tom Nawrocki\"},\"description\":\"Tom Nawrocki serves as a Staff Writer at PaymentsJournal.com, where he covers the latest trends and developments in the payments industry.\",\"url\":\"https:\\\/\\\/www.paymentsjournal.com\\\/author\\\/tom-nawrocki\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"American Airlines Introduces Gift Cards for AAdvantage Users - PaymentsJournal","description":"Explore how American Airlines is reshaping miles with new gift cards, allowing members to redeem points at popular stores.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.paymentsjournal.com\/american-airlines-introduces-gift-cards-for-aadvantage-members\/","og_locale":"en_US","og_type":"article","og_title":"American Airlines Introduces Gift Cards for AAdvantage Members","og_description":"Explore how American Airlines is reshaping miles with new gift cards, allowing members to redeem points at popular stores.","og_url":"https:\/\/www.paymentsjournal.com\/american-airlines-introduces-gift-cards-for-aadvantage-members\/","og_site_name":"PaymentsJournal","article_publisher":"https:\/\/www.facebook.com\/paymentsjournal\/","article_published_time":"2026-03-13T18:00:00+00:00","article_modified_time":"2026-03-23T13:47:07+00:00","og_image":[{"width":2560,"height":1494,"url":"https:\/\/www.paymentsjournal.com\/wp-content\/uploads\/2020\/05\/132-scaled.jpg","type":"image\/jpeg"}],"author":"Tom Nawrocki","twitter_card":"summary_large_image","twitter_creator":"@paymentsjournal","twitter_site":"@paymentsjournal","twitter_misc":{"Written by":"Tom Nawrocki","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.paymentsjournal.com\/american-airlines-introduces-gift-cards-for-aadvantage-members\/#article","isPartOf":{"@id":"https:\/\/www.paymentsjournal.com\/american-airlines-introduces-gift-cards-for-aadvantage-members\/"},"author":{"name":"Tom Nawrocki","@id":"https:\/\/www.paymentsjournal.com\/#\/schema\/person\/1c5a9b5ae3fe844a1abcff9194dc5a71"},"headline":"American Airlines Introduces Gift Cards for AAdvantage Members","datePublished":"2026-03-13T18:00:00+00:00","dateModified":"2026-03-23T13:47:07+00:00","mainEntityOfPage":{"@id":"https:\/\/www.paymentsjournal.com\/american-airlines-introduces-gift-cards-for-aadvantage-members\/"},"wordCount":402,"publisher":{"@id":"https:\/\/www.paymentsjournal.com\/#organization"},"image":{"@id":"https:\/\/www.paymentsjournal.com\/american-airlines-introduces-gift-cards-for-aadvantage-members\/#primaryimage"},"thumbnailUrl":"https:\/\/www.paymentsjournal.com\/wp-content\/uploads\/2020\/05\/132-scaled.jpg","keywords":["AAdvantage","American Airlines","Delta Airlines","Frequent Flier","Prepaid","United Airlines"],"articleSection":["Analysts Coverage","Prepaid"],"inLanguage":"en-US","copyrightYear":"2026","copyrightHolder":{"@id":"https:\/\/www.paymentsjournal.com\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.paymentsjournal.com\/american-airlines-introduces-gift-cards-for-aadvantage-members\/","url":"https:\/\/www.paymentsjournal.com\/american-airlines-introduces-gift-cards-for-aadvantage-members\/","name":"American Airlines Introduces Gift Cards for AAdvantage Users - PaymentsJournal","isPartOf":{"@id":"https:\/\/www.paymentsjournal.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.paymentsjournal.com\/american-airlines-introduces-gift-cards-for-aadvantage-members\/#primaryimage"},"image":{"@id":"https:\/\/www.paymentsjournal.com\/american-airlines-introduces-gift-cards-for-aadvantage-members\/#primaryimage"},"thumbnailUrl":"https:\/\/www.paymentsjournal.com\/wp-content\/uploads\/2020\/05\/132-scaled.jpg","datePublished":"2026-03-13T18:00:00+00:00","dateModified":"2026-03-23T13:47:07+00:00","description":"Explore how American Airlines is reshaping miles with new gift cards, allowing members to redeem points at popular stores.","breadcrumb":{"@id":"https:\/\/www.paymentsjournal.com\/american-airlines-introduces-gift-cards-for-aadvantage-members\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.paymentsjournal.com\/american-airlines-introduces-gift-cards-for-aadvantage-members\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.paymentsjournal.com\/american-airlines-introduces-gift-cards-for-aadvantage-members\/#primaryimage","url":"https:\/\/www.paymentsjournal.com\/wp-content\/uploads\/2020\/05\/132-scaled.jpg","contentUrl":"https:\/\/www.paymentsjournal.com\/wp-content\/uploads\/2020\/05\/132-scaled.jpg","width":2560,"height":1494,"caption":"Airline Co-Branded Rewards: Delta is Ready When Amex Is"},{"@type":"BreadcrumbList","@id":"https:\/\/www.paymentsjournal.com\/american-airlines-introduces-gift-cards-for-aadvantage-members\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.paymentsjournal.com\/"},{"@type":"ListItem","position":2,"name":"American Airlines Introduces Gift Cards for AAdvantage Members"}]},{"@type":"WebSite","@id":"https:\/\/www.paymentsjournal.com\/#website","url":"https:\/\/www.paymentsjournal.com\/","name":"PaymentsJournal","description":"Payments Content, Expert Insights and Timely News","publisher":{"@id":"https:\/\/www.paymentsjournal.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.paymentsjournal.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.paymentsjournal.com\/#organization","name":"PaymentsJournal","url":"https:\/\/www.paymentsjournal.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.paymentsjournal.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.paymentsjournal.com\/wp-content\/uploads\/2024\/03\/cropped-paymentsjournal-icon.jpg","contentUrl":"https:\/\/www.paymentsjournal.com\/wp-content\/uploads\/2024\/03\/cropped-paymentsjournal-icon.jpg","width":512,"height":512,"caption":"PaymentsJournal"},"image":{"@id":"https:\/\/www.paymentsjournal.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/paymentsjournal\/","https:\/\/x.com\/paymentsjournal","https:\/\/www.linkedin.com\/company\/paymentsjournal\/","https:\/\/www.youtube.com\/channel\/UC8yheGWcDLrJkPlxW-_JvRw?view_as"]},{"@type":"Person","@id":"https:\/\/www.paymentsjournal.com\/#\/schema\/person\/1c5a9b5ae3fe844a1abcff9194dc5a71","name":"Tom Nawrocki","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.paymentsjournal.com\/wp-content\/uploads\/2023\/11\/Thomas-Nawrocki-Headshot-150x150.jpg","url":"https:\/\/www.paymentsjournal.com\/wp-content\/uploads\/2023\/11\/Thomas-Nawrocki-Headshot-150x150.jpg","contentUrl":"https:\/\/www.paymentsjournal.com\/wp-content\/uploads\/2023\/11\/Thomas-Nawrocki-Headshot-150x150.jpg","caption":"Tom Nawrocki"},"description":"Tom Nawrocki serves as a Staff Writer at PaymentsJournal.com, where he covers the latest trends and developments in the payments industry.","url":"https:\/\/www.paymentsjournal.com\/author\/tom-nawrocki\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.paymentsjournal.com\/wp-json\/wp\/v2\/posts\/525498","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paymentsjournal.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paymentsjournal.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paymentsjournal.com\/wp-json\/wp\/v2\/users\/8441"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paymentsjournal.com\/wp-json\/wp\/v2\/comments?post=525498"}],"version-history":[{"count":0,"href":"https:\/\/www.paymentsjournal.com\/wp-json\/wp\/v2\/posts\/525498\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.paymentsjournal.com\/wp-json\/wp\/v2\/media\/87355"}],"wp:attachment":[{"href":"https:\/\/www.paymentsjournal.com\/wp-json\/wp\/v2\/media?parent=525498"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paymentsjournal.com\/wp-json\/wp\/v2\/categories?post=525498"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paymentsjournal.com\/wp-json\/wp\/v2\/tags?post=525498"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}