{"id":527353,"date":"2026-04-08T11:27:52","date_gmt":"2026-04-08T15:27:52","guid":{"rendered":"https:\/\/www.paymentsjournal.com\/?p=527353"},"modified":"2026-04-08T11:27:56","modified_gmt":"2026-04-08T15:27:56","slug":"fiserv-and-ahold-delhaize-usa-bring-pay-by-bank-to-online-grocery-orders","status":"publish","type":"post","link":"https:\/\/www.paymentsjournal.com\/fiserv-and-ahold-delhaize-usa-bring-pay-by-bank-to-online-grocery-orders\/","title":{"rendered":"Fiserv and Ahold Delhaize USA Bring Pay-by-Bank to Online Grocery Orders"},"content":{"rendered":"\n<p>Ahold Delhaize USA and Fiserv have partnered to launch pay-by-bank as a digital payment option for online grocery orders. If you\u2019re unfamiliar with pay-by-bank, it\u2019s all the buzz in the payment space as an emerging method to pay directly from a bank account, bypassing the traditional card networks.<\/p>\n\n\n\n<p>The key selling point for consumers is convenience, as it eliminates the need to manually enter store card details. Some merchants\u2014typically fuel merchants\u2014are also incentivizing its use through loyalty programs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-payment-options-galore\">Payment Options Galore<\/h2>\n\n\n\n<p>Last year, Fiserv partnered with major retailer <a href=\"https:\/\/javelinstrategy.com\/research\/walmart-pay-bank-how-worlds-largest-retailer-could-transform-real-time-a2a-payments\" target=\"_blank\" rel=\"noreferrer noopener\">Walmart to bring the technology to millions<\/a> of customers, drawing renewed attention to it as a test bed for broader retail adoption.<\/p>\n\n\n\n<p>So why launch a new payment method like pay-by-bank right now? Data from the <em><a href=\"https:\/\/javelinstrategy.com\/research\/2025-buyer-paymentsinsights-us-exhibit\" target=\"_blank\" rel=\"noreferrer noopener\">Javelin Strategy &amp; Research Buyer PaymentsInsights<\/a><\/em> series shows that the grocery vertical has been a particular dominant area for debit cards.<\/p>\n\n\n\n<p>However, credit cards\u2014which pack higher merchant fees\u2014have become increasingly popular among consumers. Pay-by-bank encourages more volume to run through lower cost instant and ACH rails which saves a significant amount of money for the merchant and presents customers with further choices in how they prefer to pay.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.adusa.com\/news-releases\/news-release-details\/ahold-delhaize-usa-introduces-pay-bank-partnership-fiserv-expand\" target=\"_blank\" rel=\"noreferrer noopener\">Ahold Delhaize USA reports<\/a> that \u201ctens of thousands of customers have enrolled\u201d since launching pay-by-bank late last year. The technology is available for use at The GIANT Company, Giant Food and Stop &amp; Shop.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ahold Delhaize USA and Fiserv have partnered to launch pay-by-bank as a digital payment option for online grocery orders. If you\u2019re unfamiliar with pay-by-bank, it\u2019s all the buzz in the payment space as an emerging method to pay directly from a bank account, bypassing the traditional card networks. The key selling point for consumers is [&hellip;]<\/p>\n","protected":false},"author":5336,"featured_media":517354,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard","override":[{"template":"1","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"1","show_view_counter":"1","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"0","post_reading_time_wpm":"300","post_calculate_word_method":"str_word_count","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"1","show_author_box":"0","show_post_related":"0","show_inline_post_related":"0"}],"image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post_position":"meta","trending_post_label":"Trending","sponsored_post_label":"Sponsored by","disable_ad":"0"},"jnews_primary_category":{"id":"1284"},"jnews_social_meta":[],"jnews_override_counter":{"view_counter_number":"0","share_counter_number":"0","like_counter_number":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[137,1284],"tags":[65958,153,154,64844,17770],"class_list":["post-527353","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-analysts-coverage","category-debit","tag-ahold-delhaize-usa","tag-fiserv","tag-merchants","tag-pay-by-bank-2","tag-payment-methods"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Fiserv, Ahold Delhaize Bring Pay-by-Bank to Online Grocery Orders<\/title>\n<meta name=\"description\" content=\"Ahold Delhaize USA and Fiserv have partnered to launch pay-by-bank as a digital payment option for online grocery orders.\" \/>\n<meta name=\"robots\" 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