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</html><thumbnail_url>https://www.paymentsjournal.com/wp-content/uploads/2026/05/building-with-sign-that-says-bank-it-1-scaled.jpg</thumbnail_url><thumbnail_width>2560</thumbnail_width><thumbnail_height>1463</thumbnail_height><description>The European Union is preparing to raise the stakes for open banking. With the Third Payment Services Directive (PSD3) and its accompanying Payment Services Regulation (PSR) moving through final approval stages, the bloc is edging closer to its most significant payments overhaul since PSD2. EU lawmakers have published their final compromise texts for the proposals, [&hellip;]</description></oembed>
