As Credit Card Balances Hit Record Highs, Is a Rate Cap the Answer?
A record 111 million U.S. consumers were carrying a balance on their credit cards at the end of last year—two...
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Credit
Credit impacts both consumers and businesses, playing an important role in personal finance and economic growth. It allows consumers to make purchases and helps businesses conserve cash while expanding operations.
Bilt 2.0: All Dressed Up and Nowhere to Go
The original Bilt card, sponsored by Wells Fargo, was a good effort, but the revenue dynamics didn't work. It is not...
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Robinhood’s Platinum Card Enters a Packed Premium Market
Robinhood is jumping into an already crowded premium credit card market with the invite-only Robinhood Platinum Card. With a $695...
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Capital One Starts Migrating Core Cards to Discover Network
Capital One is beginning to unveil its playbook for the Discover integration, with some of its core credit cards now...
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How Many Co-Branded Credit Cards Do Consumers Really Carry?
Co-branded credit cards are a mainstay in today’s payments landscape, but how many do consumers actually hold? Recent data shows...
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Fast Installment Loans Growth: Card Managers Beware
All indications are that 2026 credit card growth is upward, healthy, and under control, but watch out for rapid growth...
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Why More Global Consumers Are Aspiring to Unbox Metal Cards
Once the domain of luxury cardholders, metal cards have evolved into a global phenomenon. Ironically, one of the driving forces...
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The Business Case for Payment Hub Modernization
WEBINAR The Business Case for Payment Hub Modernization March 10, 2026 1:00 pm EST Are legacy payment systems holding your...
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Top 5 Economic Factors That Drive New Credit Card Applications
Economic conditions often play a major role in how consumers manage credit. Changes in interest rates, inflation, and household finances...
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Olympics Payments Hurdles Are a Microcosm of EU Challenges
Visa has been the sole card provider for the Olympic Games for roughly 40 years, but its dominant positioning has...
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